On September 30, 2025, the IRS officially ended the use of paper checks for most refunds and payments. This change is part of the federal government's initiative under Executive Order 14247 (Modernizing Payments to and from America’s Bank Account) to transition all disbursements and collections to electronic methods.

🔄 What Changed

• The IRS will no longer mail refund checks.
• Taxpayers must use electronic payment methods for submitting balances due and estimated tax payments.
• Paper checks sent may be delayed, returned, or rejected.

✅ What You Need to Do

For Refunds:
Provide valid bank routing and account information on your return for direct deposit.

For Payments:
 Use one of the IRS’s approved electronic payment systems (we will set these up for you if we prepare your income tax returns):

• Direct Pay (from bank account): https://www.irs.gov/payments/direct-pay
• Debit/credit card payments: https://www.irs.gov/payments/pay-your-taxes-by-debit-or-credit-card
• EFTPS (for individuals & businesses): https://www.eftps.gov/eftps/
• IRS2Go app: https://www.irs.gov/newsroom/irs2goapp

For Taxpayers Without Bank Accounts:
 You may be able to receive refunds through prepaid debit cards or other IRS-supported alternatives. Learn more:

• https://www.irs.gov/refunds/taxpayer-refund-options

🛑 Why This Matters

Paper checks are significantly more prone to fraud, delays, and theft. According to Treasury data, they are 16 times more likely to be compromised than electronic transfers. Moving to digital methods reduces risk and expedites processing.

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Under U.S. Treasury regulations, any tax advice in this communication is not intended or written to be used to avoid IRS penalties. Tzinberg & Associates provides this information for general guidance only. It does not constitute tax advice, accounting services, investment advice, or professional consulting. Consult a professional adviser before making decisions or taking action, as the information is provided "as is" without any warranties regarding its completeness, accuracy, or timeliness.